Creating a Post-Retirement Checklist for Your Client

Green Settlements Staff

Table of Contents: Take Stock of the Post-Retirement Budget Look into Medicare Eligibility and Other Health Insurance Needs Understand the Ins and Outs of Social Security Make a Tax Plan Review Your Client’s Beneficiaries With an average of 10,000 baby boomers turning 65 every day, the sheer number of seniors exiting the workforce and entering […]

Common Life Settlement Myths Debunked

Green Settlements Staff

Table of Contents: Myth: Life Settlements Are Only for the Terminally Ill Myth: Seniors Put Themselves at Risk by Purchasing Life Insurance Myth: Only Very Large Policies Qualify Myth: Policyholders Have to Sell Their Entire Policy For years, life settlements flew under the radar as unknown and untapped sources of financial support available to seniors […]

Life Settlement Timeline: What to Expect and When

Green Settlements Staff

Table of Contents: Completing Your Life Settlement Application Submitting the Proper Documents Accepting an Offer Receiving Your Payment Aging out of the workforce and entering your retirement years can feel both exciting and unnerving—there are life events to plan for, funds to squirrel away for future needs and lots more life to live. This can […]

Educating Your Clients About Their Life Settlement Options

Green Settlements Staff

If there’s one challenge facing financial advisers, life insurance agents and their clients alike, it’s a distinct lack of resources detailing how life settlements work. Without understanding your options—or the options available to your senior clients—it’s impossible to make informed decisions about the future. To further complicate matters, life settlements fell victim to bad press […]

Tax Laws and Life Settlements: What Policyholders Need to Know

Green Settlements Staff

Unless you earn a living as a CPA or bookkeeper, you probably find taxes to be a complex, even mystifying part of managing your finances. Survey data indicate that most American adults receive an “F” when it comes to understanding standard income tax information, with the average adult scoring about 50 percent on personal finance-related […]

Should Your Parents Sell Their Life Insurance?

Green Settlements Staff

Table of Contents: What You Need to Know About Life Settlements When Is the Best Time to Sell? As your parents grow older, several transformations will occur that can have an effect on everything from their health to their finances. Sometimes seniors need help making decisions about their future, and they frequently rely on their […]

Guiding Your Client Through the Life Settlement Process

Green Settlements Staff

Table of Contents: Understanding Basic Qualifiers Finding the Best Fit Exploring Partial Life Settlements Unlocking Hidden Value The life settlement industry was established over 20 years ago; however, it remains an oft-overlooked piece of the life insurance and investment puzzle. Insurance agents and policyholders alike sometimes struggle to grasp the financial stability life settlements can […]

Understanding Your Life Insurance Policy's Value on the Secondary Market

Green Settlements Staff

Many life insurance policyholders reach a point when they no longer wish to maintain their policy. There are often several factors that influence a person’s decision to sell their policy and pursue other options. For example, lots of people find it difficult to afford their monthly or annual premiums, especially if those payments increase over […]

Understanding Different Types of Life Insurance

Green Settlements Staff

Table of Contents: What to Know About Term Life Insurance Permanent Life Policies and How They Work Shopping for a life insurance policy can be a daunting task if you haven’t done your research. Although the insurance world can be a tricky one to navigate at times, learning the basic concepts and terminology is half […]

It's All About Timing: When Should You Sell Your Life Insurance Policy?

Green Settlements Staff

Table of Contents: One of the most crucial factors affecting your life settlement payout is your age. Seniors with no beneficiaries or dependents have a lot to gain from a life settlement. Thanks to advancements in modern medicine, people are living longer than ever before. In fact, the United States alone is home to almost […]

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