Unlock “Hidden Value”
in Your Life Policy

Nearly $4 Billion in Policies Sold.
Could Yours be One?

Unlock “Hidden Value”
in Your Life Policy

Nearly $4 Billion in Policies Sold. Could Yours be One?

A Top Industry Analyst says the Life Settlement Market Grew 30% Last Year. Find Out More Below.”

For life insurance policyholders who can no longer afford or do not need their policies, a life settlement is a safe financial instrument to receive a valuable cash payment. Typically, when someone no longer needs their policy, they will “surrender” or “lapse” their policy back to their insurance company. The problem with this, is that insurance companies will pay far less than the policy is actually worth. Enter the life settlement. A life settlement pairs a policyholder with a buyer who can give them more money for their policy, in a cash lump sum payment, sometimes in as little as a few weeks. The life settlement industry is fully regulated and totally safe for sellers.

The money from a life settlement can be used for any purpose. Some people need to pay medical bills, some may need to invest for retirement, and some may simply want to find a cheaper policy, because their costs have gone up and the coverage is unnecessary. Whatever the reason may be, it is completely free to get a policy appraisal from a company like Green Settlements, and there is no obligation to accept any offer. In fact, you can negotiate! A life settlement gives seniors and their families more financial choice and freedom in the process.

Who Is Eligible?

Before filling out an application for a free appraisal, it may be helpful to determine if you qualify.

  • Age – Most companies require that the insured is at least 65 years old if they are suffering from a mild to moderate health condition, and over 70 years of age if they are healthy.
  • Policy Size – Most companies are searching for policies that have a face value, or death benefit, of at least $100,000.
  • Policy Type – Whole Life, Universal Life, and Term Life policies are the most common types for a life settlement. Companies prefer that any Term Life policies have a conversion option.
  • Policy Age – In most states, a policy must be more than 24 months old to be eligible for a life settlement.
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How Do You Get a Quote?

Before filling out an application for a free appraisal, it may be helpful to determine if you qualify.

  1. Enter your ZIP code below.
  2. Answer a few questions on the Green Settlements website and get a Free Appraisal for your Policy Value. It only takes a couple of minutes!
  3. If you’d rather speak directly to a specialist who can help you get a quote, call during business hours (Monday – Friday, 9am to 5pm Eastern Time).

Are You Eligible? Find Out Now

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Top Industry Analyst says life settlement industry grew 30% in recent years.

A report by industry experts at The Deal, recently wrote their 2019 Life Settlement Report, showing significant growth in the industry in 2018. They report an increase in 28% of total policies sold, with a 35% increase in volume by face value amount. There has never been a better time to take advantage of a growing industry, according to experts.

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3 Questions That Can Help You Decide If a Life Settlement Is Right for You

When it comes to matters of the wallet, it can be tough to know exactly which potential purchases or investments will work out in your favor.

Do you have a life insurance Policy you don’t need or can’t afford?

  1. You may be able to stop paying premiums
  2. Get a cash offer from an investor Instead!
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